Prelims Pinpointer 31-01-2026

Context

  • The India Meteorological Department issued an alert for consecutive Western Disturbances from January 31 to February 3, 2026.

What is a Western Disturbance?

  • Extra-tropical low-pressure system originating over the Mediterranean region
  • Travels eastward across Middle East, Iran, Afghanistan, and Pakistan
  • Origin
  • Formation Mechanism
    • Cold polar air interacts with warm moist Mediterranean air
    • Forms extra-tropical depression system
    • Guided by Subtropical Westerly Jet Stream toward Indian subcontinent
    • Himalayan barrier forces uplift, causing condensation and precipitation

Impacts on India

  • Winter Precipitation
    • Primary source of non-monsoonal winter rainfall in India
    • Causes snowfall in Western Himalayas and rain in northern plains
  • Agricultural Effects
    • Benefits Rabi crops like wheat, mustard, and gram
    • Causes hailstorms and crop damage during intense disturbances
  • Temperature Effects
    • Raises night temperatures before arrival due to cloud cover
    • Triggers cold waves after departure due to northerly winds
  • Water Security
    • Feeds Himalayan glaciers and perennial river systems
    • Supports Ganga, Yamuna, and Indus river flows

Context

What is it?

  • Pedestrian bridges grown from aerial roots of living trees
  • Structures strengthen over time through natural biological growth
  • Known locally as Jingkieng Jri among indigenous communities (Khasi and Jaintia).

Location

  • Located in Meghalaya state of northeastern India
  • Concentrated in East Khasi Hills and West Jaintia Hills
  • Notable villages include Nongriat, Riwai, and Mawlynnong

Historical Background

  • Developed as monsoon survival strategy for river crossings
  • Oral traditions suggest some bridges over five hundred years old

Tree Species Used

  • Grown from Ficus elastica, the Indian Rubber Tree

Construction Process

  • Trees planted on opposite riverbanks for root guidance
  • Roots guided using bamboo or hollowed Areca palm trunks
  • Roots entwined and fused to form stable walking surface
  • Stones placed between roots for flat and durable pathway

Timeframe and Durability

  • Bridges become functional after ten to fifteen years
  • Structures can last for several centuries

Constitutional Recognition

  • Supreme Court declared menstrual health integral to right to life and dignity under Article 21.
  • Court linked Menstrual Hygiene Management (MHM) to privacy, bodily autonomy, and decisional freedom.
  • Judgment arose from a writ petition by Dr. Jaya Thakur on inadequate school facilities.

Impact on Education and Dignity

  • Lack of MHM measures forces absenteeism or unsafe practices, undermining dignified student existence.
  • Court held menstrual poverty restricts girls’ right to education on equal footing.
  • Gender-specific barriers disrupt attendance and continuity, defeating free and compulsory education guarantees.

Directives to States and Schools

  • States and Union Territories must provide functional, gender-segregated toilets in all schools.
  • Schools must ensure free oxo-biodegradable sanitary napkins, preferably within toilet premises.
  • Sanitary napkin vending machines mandated for easy and private student access.

Comprehensive MHM Infrastructure

  • Schools must establish MHM corners with spare innerwear, uniforms, and disposable materials.
  • Court emphasised availability of water and hygienic disposal mechanisms for meaningful autonomy.
  • MHM extends beyond sanitation to include privacy, dignity, and bodily control.

Sensitisation and Accountability

  • Court stressed educating male teachers and students on biological realities of menstruation.
  • Objective is to prevent harassment, stigma, and invasive questioning of menstruating students.
  • Government schools accountable under Section 19 of the RTE Act for compliance.
  • Private schools face de-recognition and penalties for violating prescribed RTE norms.

Context

  • The Unique Identification Authority of India (UIDAI) launched the New Aadhaar App in January 2026 with privacy-first design.

What is it?

  • Next-generation mobile platform for Aadhaar services and identity management
  • Designed by UIDAI under consent-based data sharing framework

Difference from mAadhaar

  • Focuses on data minimisation and user-controlled information sharing
  • Aligned with Digital Personal Data Protection Act

Core Objectives

  • Eliminates photocopy misuse during hotel and airport identity checks
  • Provides identity at fingertips with selective data sharing control
  • Reduces visits to Aadhaar Seva Kendras for routine updates

Offline Verification Features

  • Enables identity verification without active internet connection
  • Generates password-protected Share ID files with limited personal fields
  • Provides QR-based digitally signed identity verification

Update Services from Home

  • Allows mobile number update using Face Authentication
  • Supports address update through application interface
  • Charges ₹75 nominal fee per update request
  • Updates reflected within fifteen days timeline

One Family – One App

  • Manages up to five Aadhaar profiles on single smartphone

Selective Data Sharing

  • Allows sharing photo and age only for low-security verification
  • Allows sharing name and address only for service access
  • Masks twelve-digit Aadhaar number completely

Biometric Security

  • Enables one-click biometric lock and unlock feature
  • Prevents unauthorised fingerprint and iris authentication usage

Significance

  • Aligns with Digital Personal Data Protection (DPDP) Act compliance for digital identity protection
  • Enables safe instant verification for service providers and gig workers

About Unique Identification Authority of India (UIDAI)

  • Establishment
    • Statutory body under Aadhaar Act, 2016
    • Operational since July 12, 2016
  • Headquarters and Ministry
    • Headquarters located in New Delhi
    • Functions under Ministry of Electronics and Information Technology (MeitY)
  • Key Functions
    • Issues 12-digit Aadhaar numbers to residents of India
    • Provides biometric and demographic authentication services
    • Ensures security and privacy of Aadhaar identity data
    • Enables digital inclusion through welfare and financial services
    • Establishes policies for Aadhaar lifecycle management

Context: The Minister of State for Law and Justice informed the Rajya Sabha about district legal services clinics under NALSA.

About

  • Established under Legal Services Authorities Act, 1987
  • Provides free and competent legal services to poor and marginalised sections
  • Covers Scheduled Castes and Scheduled Tribes beneficiaries
  • Headquarter: Housed at Supreme Court of India, New Delhi

Institutional Structure

  • State Legal Services Authority in every State
  • High Court Legal Services Committee in every High Court
  • District Legal Services Authorities in all districts
  • Taluk Legal Services Committees in most taluks

Free Legal Services Include

  • Payment of court fees and legal process charges
  • Provision of lawyers for legal proceedings
  • Supply of certified copies of legal documents
  • Preparation of appeals, paper books, translations, and printing

Eligible Beneficiaries

  • Women and children
  • Members of SC and ST communities
  • Industrial workmen
  • Victims of disasters and violence
  • Persons with disabilities
  • Persons in custody
  • Low-income persons below prescribed annual income limits
  • Victims of human trafficking

Income Eligibility Limits

  • ₹1 lakh annual income for general legal services eligibility
  • ₹5 lakh limit for Supreme Court Legal Services Committee cases

Context: Supreme Court bans stem cell therapy for Autism Spectrum Disorder outside approved clinical trials.

More in news:

  • SC criticizes government for failing to act against unproven ASD treatments.
  • Lacks scientific evidence on efficacy and safety; informed consent not possible.
  • Court directed government to constitute dedicated regulatory authority for stem cell research.
  • Consent invalid as therapy is scientifically unvalidated and ethically impermissible.
  • Clinics violated New Drugs and Clinical Trial Rules, 2019 promoting miraculous cure.

What is Stem Cell Therapy?

  • Form of regenerative medicine repairing damaged cells and reducing inflammation
  • Modulates immune system responses for treatment of various medical conditions

Process Involved

  • Harvesting: Collection of stem cells from patient or donor source
  • Conditioning: Prepares body to receive transplanted stem cells
  • Transplantation: Infusion of stem cells into patient’s bloodstream

What are Stem Cells?

  • Undifferentiated cells capable of forming specialised cells with specific functions
  • Can divide to create new stem cells or specialised body cells
  • Types of Stem Cells
    • Pluripotent stem cells: Differentiate into all adult body cell types
    • Adult stem cells: Regenerate cells specific to particular tissue or organ

Autism Spectrum Disorder (ASD)

  • It is neurological and developmental disorder.
  • Affects communication, learning, and behavior.

Context: Jal Jeevan Mission achieved 98% tap coverage, but only 76% households have functional, reliable water supply.

More in news:

  • 83% households received water in last seven days despite 98% tap availability.
  • Only 80% households got sanctioned minimum 55 litres per person daily.
  • 76% households met water quality standards for e-coli, coliform, pH levels.
  • Bihar (61%), UP (72%), Nagaland (74%) reported lowest water availability among states.
  • 2.72 lakh of 5.8 lakh villages certified as Har Ghar Jal villages.

About Jal Jeevan Mission (JJM)

  • Background
    • Restructured from National Rural Drinking Water Programme
    • Implemented as Centrally Sponsored Scheme
  • Nodal Ministry
    • Department of Drinking Water and Sanitation
    • Under Ministry of Jal Shakti
  • Funding Pattern
    • 90:10 for Himalayan and North-Eastern States
    • 100 percent funding for Union Territories
    • 50:50 funding for other States
  • Mission Objective
    • Provide functional household tap water connections in rural areas
  • Core Components
    • Ensures safe drinking water quality standards nationwide
    • Promotes groundwater recharge and source sustainability
    • Encourages greywater reuse and wastewater recycling systems
    • Supports bottom-up community planning and local participation
    • Strengthens women involvement in planning and monitoring
    • Builds local skills for operation and maintenance workforce
    • Prioritises tap water access for schools and Anganwadi Centres
  • States with 100 Percent Coverage
    • Arunachal Pradesh, Goa, Haryana, Himachal Pradesh, Gujarat, Punjab, Telangana, Mizoram

Context: Foreign Portfolio Investors (FPIs) sold ₹35,962 crore in January 2025, highest in five months.

More in news:

  • FPIs sold ₹1.66 lakh crore in Indian equities during CY2025.
  • Weak earnings and rupee depreciation drove foreign institutional investor selling pressure.
  • India-focused funds withdrew $340 million for third consecutive week in January.
  • FIIs net bought ₹312 crore through mutual fund route showing cautious approach.

About FPI

  • Foreign Portfolio Investment (FPI) refers to investments by foreign entities in financial assets like stocks, bonds, securities.
  • Distinct from Foreign Direct Investment (FDI): does not involve acquiring control over business operations.
  • Key Characteristics
    • Passive investment: investors do not participate in company management or strategic decision-making processes.
    • Short-term focus: aims for capital appreciation rather than long-term strategic interests in companies.
    • Enhances market liquidity: provides capital flow into financial markets increasing efficiency and investment potential.
    • Sensitive to market sentiments: highly volatile; investors can quickly withdraw funds during economic/political instability.
  • FPI Policy in India
    • A foreign investor can hold up to 10% total paid-up capital without being classified as FDI.
    • Holding exceeds 10%: reclassified as Foreign Direct Investment (FDI) with different regulatory requirements.
    • Regulated by SEBI, ensuring compliance with financial laws and market regulations for investor protection.

FII vs FPI

AspectForeign Institutional Investors (FIIs)Foreign Portfolio Investors (FPIs)
DefinitionSubset of FPIs, including Mutual Funds, Pension Funds, Insurance Companies, Hedge FundsBroad category of foreign investors, including FIIs and individual investors
Investment ApproachStructured, strategic investment approachDiverse investment strategies, can include speculative investments
Hierarchical RelationshipAll FIIs are FPIs, but not all FPIs are FIIsHigher level than FIIs in terms of investor types

FDI vs FPI

AspectForeign Direct Investment (FDI)Foreign Portfolio Investment (FPI)
DefinitionInvolves active management and physical business investment, like factories, officesInvolves passive investment, such as stocks, bonds only
Management InvolvementActively manage business assets and operationsNo direct management, only financial asset purchases
Exit StrategyDifficult to exit, involves selling physical business assets (long-term commitment)Easier to withdraw, as securities are highly liquid (short-term investment)
Market TypePrimary market (long-term focus)Secondary market (short-term speculative investments)
Economic ImpactFDI boosts economic growth, employment, innovationFPI primarily provides market liquidity

Bombay Stock Exchange (BSE)

  • Oldest stock exchange in Asia
  • Introduced SENSEX in 1986
  • Tracks top 30 listed companies
  • Ranks among top ten valued exchanges globally
  • Offers equities, derivatives, and commodities trading

National Stock Exchange (NSE)

  • Incorporated in 1992, trading began in 1994
  • First fully electronic trading exchange in India
  • Launched NIFTY 50 Index in 1995–96
  • Introduced dematerialised securities trading and settlement

Multi-Commodity Exchange (MCX)

  • One of largest commodity exchanges in India
  • Used by hedgers, traders, businesses, and companies
  • Focuses on non-agricultural commodity derivatives

National Commodity and Derivatives Exchange (NCDEX)

  • Major commodity exchange focused on agricultural products
  • Started operations around same time as MCX
  • Trades agri-commodities only

India International Exchange (India INX)

  • India’s first international stock exchange
  • Opened in January 2017
  • Subsidiary of BSE
  • Located at IFSC, GIFT City, Gujarat
  • Trades derivatives and international debt instruments

NSE IFSC (NSE International Exchange)

  • Incorporated on 29 November 2016
  • Wholly owned subsidiary of NSE
  • Located at IFSC, GIFT City, Gujarat
  • Offers derivatives and debt market instruments

Indian Commodity Exchange (ICEX)

  • SEBI-registered permanent commodity derivatives exchange
  • Only exchange offering diamond derivative contracts
  • Trades agri-derivatives including spices and oilseeds

Calcutta Stock Exchange (CSE)

  • One of oldest stock exchanges in India
  • Granted permanent recognition in 1980
  • Recognised under Securities Contracts Regulation Act, 1956
  • Maintained index called CSE-40

Metropolitan Stock Exchange (MSE)

  • Recognised by Ministry of Corporate Affairs in 2012
  • Offers futures, options, currency, and debt instruments

Context: The Economic Survey 2025–26 cited the Power Gap Index, highlighting India’s negative strategic performance score.

What is it?

  • Secondary measure derived from Asia Power Index
  • Measures power efficiency converting resources into regional influence
  • Assesses wealth and military versus diplomacy and networks

Score Interpretation

  • Positive score: Overperformer or smart power state
  • Negative score: Underperformer with unrealised strategic potential

Developed By

  • Developed by Lowy Institute, Sydney-based international policy think tank
  • Part of Asia Power Index project, launched in 2018

Core Objective

  • Shows resources do not automatically create geopolitical influence
  • Identifies failures in diplomacy, trade, and defence networks

Methodology

  • Compares comprehensive power score with expected power from resources
  • Uses 131 indicators across eight thematic measures

Resource-Based Measures

  • Economic capability: GDP, technology, and global connectivity
  • Military capability: Spending, forces, and signature weapons
  • Resilience: Internal stability, energy security, nuclear deterrence
  • Future resources: Demographics and economic projections for 2035

Influence-Based Measures

  • Economic relationships: Trade ties and investment leverage
  • Defence networks: Alliances, diplomacy, and arms transfers
  • Diplomatic influence: Global standing and foreign policy ambition
  • Cultural influence: Ability to shape international opinion

India – Asia Power Index 2025

  • Ranked third after United States and China
  • Classified as Major Power for first time
  • Recorded power gap score of minus four

Context

  • The Government of India will launch a CBDC pilot in February 2026 for PDS beneficiaries in Chandigarh, Puducherry, and Gujarat districts.

What is it?

  • Programmable e-Rupee tokens locked for foodgrain purchases at Fair Price Shops
  • Serves as proof of concept for nationwide digital welfare currency rollout

Developed By

  • Regulator: Reserve Bank of India (RBI)
  • Implementer: Ministry of Consumer Affairs, Food and Public Distribution
  • Supported by NPCI and State Governments

Primary Objectives

  • Ensures subsidy usage strictly for foodgrain purchases
  • Enables real-time tracking of foodgrain distribution
  • Reduces biometric authentication dependency at ration shops
  • Promotes digital-first inclusion through RBI digital wallets

How It Works

  • Monthly digital coupons credited to RBI-enabled beneficiary wallets
  • Beneficiary scans Fair Price Shop QR code for redemption
  • Digital tokens transferred and entitled foodgrains dispensed
  • Coupons carry time-bound validity to prevent accumulation

Key Features

  • Covers urban UTs and PDS-active Gujarat districts
  • Supports feature phones through SMS or offline digital modes
  • Reduces e-POS biometric machine reliance for authentication
  • Integrated with Food Corporation of India grain supply chain

Significance

  • Replaces cash transfers and grain movement with digital ledger efficiency
  • Positions India as early adopter of programmable CBDC in welfare delivery
  • Ensures Right to Food through restricted digital spending mechanism

Context: The Pension Fund Regulatory and Development Authority launched NSPS as a pilot under the Regulatory Sandbox Framework.

What is it?

  • Proof of Concept scheme under National Pension System framework
  • Integrates health-related financial benefits with pension savings
  • Operates within Multiple Scheme Framework of NPS
  • Offered to Indian citizens on voluntary basis

Regulatory Framework

  • Implemented under PFRDA Regulatory Sandbox Framework
  • Certain PFRDA Exits and Withdrawals Regulations, 2015 relaxed
  • Launched by Pension Funds with prior PFRDA approval

Pilot Design

  • Enrolment limited to restricted number of subscribers
  • Implemented for limited and controlled period

Eligible Subscribers

  • Open to all Indian citizens
  • Requires Common Scheme Account under NPS

Contribution Rules

  • Allows flexible contributions under non-government NPS guidelines
  • Subscribers above 40 years may transfer 30 percent contributions

Withdrawals for Medical Expenses

  • Allows partial withdrawal up to 25 percent of contributions
  • Requires minimum corpus of ₹50,000
  • Permits 100 percent premature withdrawal for critical inpatient treatment

Claim Settlement Mechanism

  • Payments made to Health Benefit Administrator or Third Party Administrator
  • Hospitals receive funds based on verified medical bills
  • Surplus transferred back to Common Scheme Account

Implementation Support

  • Allows collaboration with FinTech firms and health administrators

Context: Alpha Design Technologies Limited upgraded the Indian Air Force’s Pechora system under indigenous modernisation.

What is it?

  • Soviet-origin medium-range surface-to-air missile system
  • Designed for low and medium-altitude aerial target interception
  • Official Name: Known as S-125 Neva/Pechora
  • Service in India: Operational in Indian air defence network since 1970s

System Components

  • Consists of radar-guided missile launcher and fire control unit
  • Typically employs V-600 surface-to-air missile

Radar System

  • Uses 4R90 Yatagan radar with five parabolic antennas
  • Performs target detection, tracking, and engagement lock

Operational Capabilities

  • Effective against slow-moving and low-flying aerial threats
  • Suitable for drones and cruise missile interception

Network Integration

  • Operates independently or within integrated air defence networks
  • Functions under heavy electronic jamming environments

Range and Altitude

  • Operational firing range up to thirty to thirty-five kilometres
  • Engages targets from twenty meters to twenty-five kilometres altitude

Detection and Accuracy

  • Radar detects targets up to one hundred kilometres distance
  • Kill probability around ninety-two percent success rate
  • Engagement CapacityCan engage two targets simultaneously at nine hundred meters speed

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