Prelims Pinpointer 17 Feb 2026

Digital Personal Data Protection (DPDP) Act, 2023

Purpose

  • DPDP Act, 2023 establishes India’s legal framework for protection of digital personal data. It ensures personal data is processed only with lawful consent and defined purposes.
  • The act balances individual privacy rights with legitimate data use in digital economy.
  • The act is rooted in recommendations of Justice B. N. Srikrishna Committee on data protection and it replaced earlier framework proposed under Personal Data Protection Bill, 2019.

Applicability

  • Applies to processing of digital personal data within territory of India.
  • Covers data collected online or offline and later digitised.
  • Extends to processing outside India offering goods or services domestically.

Key Stakeholders

  • Data Principal refers to individuals whose personal data is being processed.
    • Data Principal must provide informed consent for collection and usage.
    • Consent can be withdrawn anytime by the Data Principal.
  • A Data Fiduciary is any entity that collects, stores, or uses personal data and decides why and how it will be used.
    • Income Tax Department → collects PAN, income details, bank data.
    • Banks → collect KYC details, financial transactions, credit history.
    • Social media companies → collect profile, contacts, behaviour data.
  • Government may classify certain entities as Significant Data Fiduciaries.
  • Data Processor processes data on behalf of Data Fiduciary.
  • Significant Data Fiduciaries must appoint a Data Protection Officer (DPO).

Rights of Individuals

  • Individuals enjoy right to information regarding data processing activities.
  • They possess right to correction and erasure of personal data.
  • Act guarantees grievance redressal mechanisms for privacy violations.
  • Individuals may nominate representatives to exercise rights upon death or incapacity.

Institutional Mechanism & Penalties

  • Act establishes Data Protection Board of India as adjudicatory authority.
  • Board investigates breaches and imposes monetary penalties for violations.
  • Appeals against Board orders lie before the High Courts.
  • Act prescribes financial penalties only, without criminal punishment provisions.
  • Maximum penalty may extend up to ₹250 crore for severe non-compliance.

Who are Denotified Tribes (DNTs)?

  • Denotified Tribes are communities once listed as “criminal tribes” under British laws.
  • They were notified under the Criminal Tribes Acts (1871–1947) during colonial rule.
  • Entire communities were labelled hereditary criminals without individual evidence.
  • Members had to compulsorily register with local authorities and faced strict surveillance.

Denotification After Independence

  • The Criminal Tribes Act was repealed in 1952 after Independence.
  • These communities were officially “denotified,” giving them the present name Denotified Tribes.
  • Nomadic and Semi-Nomadic Tribes
    • Many DNT groups are nomadic or semi-nomadic by lifestyle.
    • Nomadic tribes move place to place in search of livelihood.
    • They traditionally depended on forests, grazing lands, crafts, trade, and itinerant occupations.
    • Most lacked private land ownership or permanent housing.
  • Status and Population
    • DNTs are estimated to form roughly 10% of India’s population.
    • Across India, 1,200+ communities fall under DNT, Nomadic, and Semi-Nomadic categories.

Commissions and Institutional Measures

  • Renke Commission (2008)
    • First major commission to identify and list DNT communities.
  • National Commission for DNTs (NCDNT) – 2014
    • Set up under Ministry of Social Justice and Empowerment.
    • Chaired by Bhiku Ramji Idate.
    • Mandate included:
      • Preparing state-wise list of DNT communities.
      • Suggesting welfare and development measures.
    • Submitted report in January 2018.
    • Identified 1,235 communities as DNTs.

What is Trade Deficit?

  • A trade deficit occurs when a country’s imports exceed its exports in value.
  • It reflects a negative Balance of Trade (BoT) position.
  • Indicates that the country buys more goods/services than it sells globally.
  • Formula
    • Balance of Trade (BoT) = Total Exports – Total Imports
    • If result is negative → Trade Deficit.
    • If result is positive → Trade Surplus.

Types of Trade Deficit

  • Merchandise Trade Deficit
    • Difference between goods exports and goods imports.
    • Includes oil, gold, machinery, electronics, etc.
  • Services Trade Balance
    • Gap between services exports and imports.
    • Countries like India often run a services surplus.
  • Bilateral Trade Deficit
    • Trade gap with a specific country.
    • Example: Deficit with major trading partners.

Key Features

  • Shows whether a country is a net buyer or seller globally.
  • Moves with economic growth and domestic demand.
  • Influenced by oil prices, gold imports, exchange rates.
  • Import of capital goods may support future industrial growth.

What is Gene Editing?

  • Gene editing is a biotechnology technique used to alter DNA sequences at specific genomic locations.
  • It enables scientists to add, remove, or modify genetic material within living organisms.
  • The technology helps correct genetic defects and develop organisms with desirable biological traits.
  • Core Processes Involved
    • Insertion involves introducing a new gene or DNA fragment into the genome.
    • Deletion refers to removal of an undesired or defective genetic sequence.
    • Modification alters an existing gene to change its biological function or expression.

Types of Gene Editing

  • Somatic Genome Editing
    • Somatic editing targets non-reproductive body cells such as liver, skin, or muscle cells.
    • Genetic changes produced through somatic editing are not transmitted to future generations.
    • It is widely used in therapies for cancers, blood disorders, and genetic diseases.
  • Germline Genome Editing
    • Germline editing modifies reproductive cells, embryos, or gamete-producing tissues.
    • Genetic alterations introduced here can be inherited by subsequent generations.
    • This form raises significant ethical, legal, and biosafety concerns globally.

Major Gene Editing Techniques

  • ZFNs (Zinc Finger Nucleases)
    • ZFNs use engineered zinc finger proteins to recognise specific DNA sequences.
    • DNA cleavage is carried out by the FokI restriction enzyme.
    • It represents one of the earliest targeted genome editing technologies.
  • TALENs
    • TALENs employ TALE proteins derived from plant bacteria for DNA targeting.
    • DNA cutting function is again performed by the FokI nuclease enzyme.
    • They are easier to design and more flexible than ZFN systems.
  • CRISPR–Cas9
    • CRISPR uses guide RNA molecules to identify complementary DNA sequences.
    • The Cas9 enzyme precisely cuts DNA at the targeted genomic site.
    • Derived from bacterial immune defence, it is fast, economical, and highly accurate.

Applications of Gene Editing

  • Medical Applications
    • Gene editing enables development of advanced therapies for HIV, cancer, and genetic disorders.
    • It is used in correcting mutations responsible for Sickle Cell Disease.
    • The technology significantly accelerates precision drug discovery and personalised medicine.
  • Agricultural Applications
    • Gene editing develops drought-tolerant crop varieties enhancing climate resilience in agriculture.
    • Biofortified crops like Vitamin-A enriched bananas improve nutritional security.
    • It supports livestock improvements such as hornless cattle reducing animal injury risks.
  • Industrial Applications
    • Gene editing enables production of high-strength spider-silk fibres through modified silkworms.
    • Engineered algae are used for large-scale sustainable biofuel production.
    • It also supports development of advanced nano-carriers for targeted drug delivery.
  • Environmental Applications
    • Modified microbes improve biofuel efficiency under extreme environmental conditions.
    • Gene editing contributes to cleaner renewable energy generation systems.
    • It aids development of tools for pollution tracking and environmental monitoring.

Nature of Scheme

  • Mahila Samman Savings Certificate is a one-time small savings scheme announced in Union Budget 2023.
  • The scheme is time-bound and remains operational only till March 2025.
  • It is a Government-backed risk-free savings instrument dedicated to women investors.
  • The scheme aims to promote financial inclusion and formal savings among women.

Eligibility Provisions

  • The scheme is open to all individual women investors without age restrictions.
  • Girl children are eligible beneficiaries under the scheme.
  • A guardian is authorised to open and operate accounts on behalf of minors.

Deposit / Investment Conditions

  • The minimum deposit amount under MSSC is ₹1,000.
  • Deposits can be made in multiples of ₹100 thereafter.
  • The maximum deposit limit is ₹2 lakh per investor.
  • The deposit ceiling applies collectively across all MSSC accounts held by an individual.
  • Multiple Account Facility
    • The scheme permits opening of multiple accounts by the same investor.
    • A second MSSC account can be opened after a minimum gap of three months.
    • However, the aggregate deposit across accounts cannot exceed ₹2 lakh.
  • Interest Rate Features
    • MSSC offers a fixed interest rate of 7.5% per annum.
    • Interest under the scheme is compounded on a quarterly basis.
    • The accrued interest is credited periodically to the account.

Tenure / Maturity Provisions

  • The maturity period of MSSC is two years from account opening date.
  • The scheme carries a fixed lock-in period of two years.
  • Withdrawal Rules
    • Partial withdrawal facility is available under the scheme.
    • Account holders can withdraw up to 40% of the account balance.
    • Partial withdrawal is permitted only after completion of one year.
  • Taxation Aspect
    • Deposits under MSSC do not qualify for any tax benefits.
    • The scheme does not provide tax deduction or tax exemption advantages.

Birth & Background

  • Raja Ravi Verma was born on 29 April 1848 at Kilimanoor in erstwhile Travancore.
  • Kilimanoor is located in present-day Kerala.
  • He was born into an aristocratic family linked with the Travancore royal lineage.

Artistic Identity

  • Raja Ravi Verma is regarded as the pioneer of the Modern School of Indian Painting.
  • The school was termed “modern” due to strong Western artistic influence.
  • He introduced European realism into Indian painting traditions.
  • His works represent a fusion of Indian themes with Western techniques.

Style & Technique

  • Ravi Verma combined South Indian painting traditions with Western academic realism.
  • He used oil painting techniques extensively in Indian mythological depictions.
  • His paintings popularised naturalistic human figures in Indian art.
  • He integrated Indian iconography with Western perspective and shading.

Patronage & Training

  • He received royal patronage from Ayilyam Thirunal, Maharaja of Travancore.
  • Under royal support, he began formal artistic training.
  • He was trained in water painting by Rama Swami Naidu.
  • He learned oil painting from British portraitist Theodore Jenson.

Themes of Paintings

  • Ravi Verma is widely known for religious depictions of Hindu deities.
  • His works drew heavily from Indian epics and Puranas.
  • He illustrated scenes from the Mahabharata and Ramayana.
  • His mythological paintings made divine characters relatable to common people.

International Recognition & Awards

  • Ravi Verma gained global acclaim after winning an award at the Vienna Exhibition (1873).
  • His paintings were displayed at the World’s Columbian Exposition, Chicago (1893).
  • These exhibitions established his international artistic reputation.

Titles & Honours

  • He received the Kaisar-i-Hind Gold Medal in 1904.
  • The medal was awarded by Viceroy Lord Curzon on behalf of the British Crown.
  • Lord Curzon also conferred upon him the honorary title of “Raja.”

Famous Paintings

  • “Episodes from the Story of Dushyanta and Shakuntala” is among his celebrated works.
  • He painted “Nala and Damayanti” based on Mahabharata narratives.
  • Ravana Kidnapping Sita” is a noted Ramayana depiction.
  • Lady in the Moonlight” reflects his portrait excellence.
  • Galaxy of Musicians” portrays women from diverse musical traditions.
  • Parsi Lady” is one of his well-known portrait paintings.

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