Prelims Pinpointer 29-06-2026

In News: Ram Temple Graft Case and a Deity’s Assets

  • The Ram Temple embezzlement case involves alleged misappropriation of devotee donations.
  • Donations are considered property of the Hindu deity, recognised as a juristic person.

About: Juristic (Legal) Person

  • Two kinds of legal entities exist: natural persons (humans) and juristic persons (non-human entities).
  • Juristic persons are created by law for legal purposes.
  • They have rights, obligations, and can be sued in courts.
  • Examples of juristic persons include deities, rivers, corporations, animals, and mountains.

Deity in Law: Legal Entity in the Position of a ‘Minor’

  • Hindu deity is recognised as a juristic person capable of holding property.
  • Dedicated property vests in the deity in an “ideal sense.”
  • The physical management is handled by a human agency acting as “manager.”
  • The shebait or mahant is a mere manager, not the owner.
  • In Bishwanath vs Thakur Radhaballabhji (1967), the Supreme Court held a deity is in the position of a “minor.”
  • Only idols with public consecration (prana pratishtha) are granted legal entity status.

Key Cases: Padmanabhaswamy, Ramjanmabhoomi and Yogendra Nath Naskar

  • Privy Council (1921) in Vidya Varuthi Thirtha held that Hindu piety finds expression in gifts to idols made eo nomine (in the name of the deity).
  • Padmanabhaswamy Temple case (2020): Supreme Court held devotee donations belong strictly to the deity.
  • Ramjanmabhoomi case: Constitution Bench described a Hindu idol as “material embodiment of a testator’s pious purpose.”
    • A testator’s pious purpose refers to a deceased person’s deeply held religious, spiritual, or charitable intentions outlined in their will or deed of dedication. 
  • Dakor Temple case (1887): Bombay High Court gave Hindu idols the status of juristic person.

Other Examples: Rivers, Corporations and Mountains

  • Uttarakhand High Court granted legal entity status to Ganga and Yamuna Rivers, later quashed by the Supreme Court.
  • Punjab and Haryana High Court granted animals the status of legal entities.
  • Whanganui River (worshipped by the Maori community) was granted legal status in New Zealand.
  • Mount Taranaki in New Zealand has also been granted legal status.
  • In Tata Engineering vs State of Bihar, the Supreme Court held that corporations are permanent legal entities distinct from stakeholders.

Source: The Hindu

In News: Revised Anaemia Mukt Bharat Abhiyaan Norms

  • The Union Health Ministry launched revised operational guidelines for Anaemia Mukt Bharat Abhiyaan (AMB).
  •  The programme transitioned from Anaemia Mukt Bharat to Anaemia Mukt Bharat Abhiyaan.

About: Anaemia

  • Anaemia is a condition where RBCs or haemoglobin levels fall below normal.
  • It leads to reduced oxygen supply to body tissues.
  • Key symptoms include fatigue, weakness, pale skin, and shortness of breath.

New Framework: T4 Strategy (Test, Treat, Talk, Track)

  • The revised programme replaces T3 strategy with the T4 strategy.
  • T4 stands for: Test (routine haemoglobin testing), Treat (national anaemia protocols), Talk (dietary counselling), and Track (beneficiary monitoring and referral).
  • The Ministry proposed an integrated digital ecosystem for monitoring anaemia services.

Changes: Seventh Beneficiary Group and ‘Eating Right’

  • Low birth weight babies (0 to 6 months) have been added as the seventh beneficiary group.
  • A new “eating right” component was introduced as the seventh intervention, promoting iron-rich and diversified diets.
  • The seventh institutional mechanism focuses on digital tracking for monitoring and evaluation.

Data: NFHS-5 Anaemia Prevalence

GroupAnaemia Prevalence
Children (6 to 59 months)67.1%
Women (15 to 49 years)57%
Pregnant Women52.2%
Adolescent Girls (15 to 19 years)59.1%

Source: The Hindu

In News: PM Modi Meets Mauritius PM in Seychelles

  • PM Narendra Modi met Mauritius PM Navinchandra Ramgoolam on the sidelines of Seychelles’ Golden Jubilee National Day celebrations.
  • Both leaders discussed ways to strengthen India-Mauritius partnership under the Enhanced Strategic Partnership.
  • India supports Mauritius’ Vision MAHASAGAR and Neighbourhood First policy.

About: Mauritius and Its Capital (Port Louis)

  • Mauritius is an island country in the Indian Ocean, off the eastern coast of Africa.
  • Its capital is Port Louis.
  • It lies east of Madagascar.
  • Mauritius territory includes Rodrigues Island, Agalega Islands, and Cargados Carajos Shoals.
  • Physiographically, Mauritius is part of the Mascarene Islands in the Indian Ocean.

Geography: Volcanic Origin, Coral Reefs and Highest Peak

  • Mauritius is of volcanic origin, surrounded by coral reefs.
  • Highest peak: Piton de la Petite Rivière Noire at 828 metres.
  • Major rivers: Grand River South East and Black River.
  • Vacoas Lake serves as the main water source.

Source: Indian Express

In News: FCNR(B) Loan Rates Edge Higher

  • Banks are competing for FCNR(B) deposits, pushing loan rates 20 to 25 basis points higher.
  • Floating rate loans against FCNR(B) deposits are available at 4.90 to 5.25%.
  • Once converted to fixed-rate loans (3 to 5 years), costs rise to 5.25 to 5.50% after the term premium.
  • The interest rate arbitrage must remain sufficiently attractive for deposits to continue flowing.

About: Foreign Currency Non-Resident (FCNR) Account

  • FCNR(B) is a term deposit account for NRIs and PIOs in Indian banks.
  • Deposits are maintained in designated foreign currencies, not Indian Rupees.
  • It is governed by RBI under FEMA, 1999.
  • Residents of India cannot open FCNR accounts.

Regulation: RBI under FEMA, 1999

  • Interest rates are determined by banks subject to RBI guidelines.
  • The RBI’s deposit scheme is attracting significant foreign currency inflows.

Features: Foreign Currency Term Deposit and Exchange Protection

  • FCNR(B) is only a term deposit (fixed deposit) account.
  • Tenure ranges from 1 year to 5 years.
  • Deposits are maintained in six designated currencies: USD, GBP, EUR, JPY, AUD, and CAD.
  • Since deposits are in foreign currency, depositors are protected from exchange rate fluctuations.
  • Accounts can be jointly held with another NRI.

Benefit: Tax-Free, Fully Repatriable (No TDS)

  • Both principal and interest are fully repatriable abroad.
  • Interest earned is tax-free in India for NRIs as long as NRI status is maintained.
  • No TDS (Tax Deducted at Source) is applicable on FCNR(B) interest.
  • Eligible to open: NRIs, OCIs (Overseas Citizens of India), and PIOs (Persons of Indian Origin).

Source: Indian Express

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